How to Protect Your Apple Wallet and Apple Pay on iPhone

Step by step

1. 1 min

   Enable Stolen Device Protection

   Navigate to Settings, select Face ID & Passcode, and enter your device passcode. Locate Stolen Device Protection and toggle the feature to On to require biometric authentication for sensitive actions.

   Note: This feature forces a security delay when changing sensitive settings away from known locations.
2. 30 sec

   Confirm Face ID Requirements

   Under the Face ID & Passcode menu, ensure that Wallet & Apple Pay is enabled. This ensures your device requires biometric verification before any card can be used for a transaction.

3. 1 min

   Manage Express Transit Settings

   Go to Settings, select Wallet & Apple Pay, and tap Express Transit Card. Disable any cards that do not require authentication if you rarely use them to prevent unintended charges.

   Note: Express transit cards function without biometric authentication.
4. 1 min

   Audit Connected Devices

   Open Settings and tap your Apple ID banner at the top. Scroll to the bottom to view the list of signed-in devices and remove any hardware that you no longer use or recognize.

5. 1 min

   Prepare for Device Loss

   Ensure Find My is enabled by going to Settings, tapping your name, selecting Find My, and toggling Find My iPhone to On. This allows you to remotely suspend or remove cards via iCloud.com if the device is stolen.

   Note: Use Lost Mode to instantly disable Apple Pay on your device.