How to set up Apple Pay on iPhone
- Difficulty
- Beginner
- Tested on
- iOS 18.4 - iPhone 15 Pro
- You will need
- Active Apple ID, supported payment card, stable internet connection
Step by step
Open the Wallet application
Locate and tap the Wallet icon on your Home Screen. If you cannot find it, swipe down from the center of the Home Screen and type 'Wallet' into the Spotlight search bar.
Initiate card addition
Tap the blue plus (+) button located in the top right corner of the Wallet interface. Select 'Debit or Credit Card' from the list of options to begin the card registration process.
Note: If you have previously used cards associated with your Apple ID, you may select them from the 'Previous Cards' list.Provide payment card details
Position your physical card within the frame on your screen to scan the details automatically. If the camera does not capture the numbers, select 'Enter Card Details Manually' at the bottom of the screen.
Complete issuer verification
Follow the on-screen prompts provided by your bank to verify your identity. This typically requires entering a code sent via SMS, email, or using your bank's dedicated mobile application.
Note: Ensure your phone number is current with your financial institution to avoid verification delays.Set default payment method
Once the card is approved, tap 'Done' to finalize the setup. If you wish to use this as your primary payment method, navigate to Settings > Wallet & Apple Pay and select 'Default Card' to choose your new addition.