How to restore Apple Pay cards on a new iPhone

Difficulty
Beginner
Tested on
iOS 18.4 - iPhone 15 Pro
You will need
New iPhone, Apple ID credentials, original device or secondary device for 2FA

Step by step

  1. 1 min

    Open the Wallet app

    Launch the Wallet app from your Home Screen. If you restored your iPhone from an iCloud backup, your cards may appear automatically in a pending state.

  2. 30 sec

    Select the Add button

    Tap the plus (+) icon located in the top-right corner of the screen. Select Debit or Credit Card from the list of options to begin the restoration process for previous cards.

    Note: If cards are synced to your iCloud, they will appear under the Previous Cards section.
  3. 30 sec

    Choose your previous cards

    Select the cards you wish to restore from the Previous Cards list. Tap Continue to initiate the connection with your issuing bank.

  4. 1 min

    Authenticate with your bank

    Review the terms and conditions presented by your bank. You may be prompted to receive a verification code via SMS, email, or your bank's mobile application to complete the authentication.

    Note: Ensure your cellular data or Wi-Fi connection is stable during this handshake.
  5. 30 sec

    Confirm card activation

    Once the bank verifies your identity, your card will be active in Wallet. Tap Done to finalize the process and repeat for additional cards if necessary.