How to Compare AppleCare+ and Carrier Protection Plans

Step by step

1. 1 min

   Locate your current device serial number

   Navigate to Settings > General > About to view your device serial number. You will need this identifier to check existing coverage eligibility on Apple's official portal. Do not proceed with third-party comparisons until you confirm if your device is still eligible for AppleCare+.

   Note: AppleCare+ must be purchased within 60 days of your original iPhone purchase.
2. 2 min

   Evaluate AppleCare+ coverage scope

   AppleCare+ provides direct access to Apple hardware experts for any repairs or replacements. Coverage includes unlimited incidents of accidental damage, each subject to a fixed service fee. It also includes 24/7 priority access to technical support via chat or telephone.

   Note: Battery service is included at no extra cost if the battery retains less than 80 percent of its original capacity.
3. 2 min

   Review carrier insurance limitations

   Carrier plans often prioritize loss and theft coverage, which is frequently absent from base AppleCare+ packages. Examine your carrier's deductible structure, as these fees are typically tiered based on the device model and the complexity of the repair. Note that carrier repairs often use third-party components rather than original Apple parts.

   Note: Verify if your carrier requires a contract-based monthly subscription for their insurance tier.
4. 1 min

   Calculate total cost of ownership

   Sum the monthly premium costs for both options over a 24-month period. Compare this to the deductible or service fees charged during a single accidental damage claim. Choose AppleCare+ if you prioritize service quality; choose carrier plans if you are prone to losing your device entirely.

   Note: Check if your credit card offers secondary cell phone protection, which may overlap with these plans.
5. 1 min

   Finalize your coverage selection

   If choosing AppleCare+, navigate to Settings > General > About > AppleCare+ Coverage Available to complete the purchase directly on the device. If choosing a carrier plan, log into your carrier's mobile application or web portal and locate the Add-ons or Protection section to activate the selected tier.

   Note: Confirm the effective start date for coverage via your confirmation email.